Bank Norwegian is growing and continuing its expansion abroad and is therefore looking for a highly skilled Credit Consultant to join us on this unique opportunity. As a Credit Consultant you will have an important and central role in the bank's expansion into the German market. You will work closely with various departments within the bank, its management and be a key player internally. You will mostly be working within the operations department, but other departments will also count on your skills and knowledge.
You will in an initial phase take on a wider role where you ensure that parts of what is required for us to be able to go live are implemented. Once the project is finished, you will enter a role as a Credit Consultant within the credit department. You will be responsible for processing all loan and credit card applications within your country. Here, too, your role will be central and form the basis for the bank's further success. You will be reporting to the Credit Manager.
Work tasks:
- Credit assessment of loans and credit cards
- Be a key stakeholder in the establishment of the bank’s product and services in the German market
- Act as a consultant for other departments that are seeking knowledge and help about the German market
- Implement necessary invoicing and debt collection services
- Report and prepare key figures
- Develop terms and agreements for the different products in corporation with compliance
- Implement fraud preventive measures
- Coordinate between other departments when needed
- Prepare and maintain routines that concern the department
- Train and guide new employees within the department
- Communicate with internal and externa stakeholders such as tax administration, credit bureaus, debt collection agencies and so on
- Help in the testing of new product and services between the department and IT
- Other task by agreement with the Credit Manager
Who are you?
As a Credit Consultant, you will work closely with experienced professionals in many different areas within the bank. We believe you have a higher education within banking / finance, an analytical mindset and good understanding and experience from credit management from other banks.
We are looking for someone who gets motivated by belonging to an inclusive environment that is characterized by close cooperation, varied work tasks and great opportunities for personal development.
You have high personal integrity, as well as the ability to challenge people around you in a constructive and pedagogically way. To succeed in the role, you must be able to combine high professional competence and accuracy with good cooperation and entrepreneurship skills. You are knowledge-seeking, pragmatic, confident and you are not afraid to challenge what’s been established.
About you and your background
The following background/competence is desirable:
- Experience from credit management - processing credit applications, both loans and cards, in the German market
- Knowledge about debt collection processes
- Knowledge about preventing fraud. AML and dispute handling are considered a plus
- Good general knowledge about how to interpret salary and tax information
- Native speaking German and fluent in English
- Higher relevant education in economics, finance and/or business
- Understanding of any Scandinavian language is also considered a plus
- Must be able to live and work from Oslo
Personal qualities:
- Analytical
- Ambitious
- Thorough and structured
- Solution oriented
- Service-minded
- Curious
- Willingness to learn
- Self-starter
- Entrepreneurial mindset
What we offer:
- Unique opportunity to be part of expanding the banks services overseas
- Great professional and personal development opportunities where you get the possibility to make a big difference for the bank
- Good working environment in an ambitious and forward-looking company.
- Competitive benefits
- Varied working environment including stimulating work tasks and highly skilled colleagues