As a part of our exciting journey, we are now looking for a Credit Risk & Analytics Director. The position will be leading the Credit Risk and Analytics departments at Bank Norwegian and will secure that the department is developing in line with the banks defined risk profile, policies, and routines. As the CR&A Director you will be an essential part of the bank, and partake in the branch leadership group, and the Nordic Credit Risk & Analytics leadership group.
Areas of responsibility
- Lead the Credit Risk & Analytics department which holds 13 full-time positions, where there will be three direct reports
- Ensure progress and quality in the departments various projects and deliveries
- Responsible for leading the banks development, implementation and monitoring of its credit risk and scoring models
- Lead the local credit committee and present the departments suggestions and findings in regards to changes or adjustments to the banks models, and/or policies.
- Have an overview and ensure compliance of the relevant regulatory requirements the bank must meet, in close cooperation with the legal and compliance departments
- Responsible for the Expected Credit Loss (ECL) analysis in cooperation with Finance/CFO
- Contribute to the relevant forums for credit risk and monitoring on a Group level
- Ensure high quality of data documentation and provide relevant information and data to Risk Control and Finance
Who are you?
We believe that our next CR&A Director has relevant experience and competence from Credit Risk and/or Analytics, in a leadership-role where you have managed team-leaders and specialists. To succeed it is crucial that you have good communicational skills, high integrity, and have the ability to create good relations across the bank and the Group’s various departments.
Qualifications:
- Relevant experience from a leadership role from Credit Risk and/or Analytics
- An expert within Credit Risk and Credit Risk Modeling from a similar bank, Consumer Finance institutions or other relevant areas from Analytics.
- Experience with pricing models and profitability analysis, and/or Data Science methodologies as well as Business Intelligence (BI) would be an advantage
- Strong numerical understanding, and capability of understanding complex challenges through the use of data and analytics.
- A high level of strategic thinking and ability to strategize in cooperation with the Group Director of CR&A and the team.
- Good understanding of relevant regulatory requirements in Consumer Finance in Norway and the Nordics.
- Relevant education background at masters or higher – i.e., economics, mathematics, finance, business or similar
- Fluent English speaker, and preferably professional ability in one of the Scandinavian languages.
If this has you interested, we hope to see your application. If you have any questions about the position, the bank, or if you are curious and would like an informal chat to get more information – please do not hesitate to reach out to our recruitment partners in Orion Search, Kristian Knudsen (928 00 000) or Stian Iversen (995 27 314).